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Welcome to 1st Choice Motors, where we offer a wide selection of quality pre-owned vehicles to for our customers. 

Are you in the market for a quality pre-owned vehicle in the Lynchburg area? Look no further than 1st Choice Motors in Madison Heights - your premier destination for used cars, trucks and SUVs. 

Shopping for a used car can be an exciting and rewarding experience, especially when you have the support of a trusted dealership like 1st Choice Motors.

Having bad credit can make getting approved for an auto loan challenging. But at 1st Choice Motors, everyone deserves a reliable vehicle, regardless of their credit history. Our experienced financing team is here to work with you one-on-one to secure auto loans with bad credit that fit your budget and needs.

When shopping for a used car, truck, or SUV, it's smart to consider vehicles with lower mileage. 

Acceleration clauses come into play when a lender wants to force a sale of collateral to pay back their debts. This is also called foreclosure, where someone who owes money can lose what they own because they cannot pay back what has been borrowed. Although this sounds like something that only happens in movies or television shows about lawyers and judges, foreclosure actually happens quite often, especially with people who have taken out large amounts of credit but cannot afford the interest payments each month

The term amortization refers to the process of paying off a loan over time.